The terms 'Marginal Standing Facility Rate' and 'Net Demand and Time Liabilities', sometimes appearing in news, are used in relation to

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What is/are the facility/facilities the beneficiaries can get from the services of Business Correspondent (Bank Saathi) in branchless areas?
1.It enables the beneficiaries to draw their subsidies and social security benefits in their villages.
2.It enables the beneficiaries in the rural areas to make deposits and withdrawals.
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